Insolvency

Though I make deposits daily
there are no funds in my account
to satisfy the stubborn debts
accruing from my shady past.

Encumbrances lurk murkily
compounding lack of interest
in checkbook with no pages
and transparent ink.

There is no cash
in wallets of my mind
or change in all its pockets
to reconcile accounts.

To those who won’t enjoy it
I practice overpay
when my credit’s hypothetical
and my intention good.